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Draft template — legal review requiredThis page is a starting template based on common Indian e-commerce/consumer-protection practice. It contains placeholder fields (highlighted) that must be filled in with your actual company details, and the full document should be reviewed by a qualified lawyer before publishing, to ensure it fits your exact business model and complies with applicable law (including the DPDP Act 2023 and Consumer Protection (E-Commerce) Rules, 2020).

Refund & Payment Protection Policy

Last updated: [DD Month YYYY]

This policy explains how payments and refunds work for transactions completed on the Dozaara Platform.

1. Payment Protection Process

When a buyer pays for an item, the payment is collected and held by our payment partner and is released to the seller only after the buyer confirms satisfactory receipt of the item, or after the applicable confirmation window elapses without a dispute being raised.

2. Buyer Protection

If the item received materially differs from its listing description, or is not delivered, the buyer may raise a dispute within [X] days of delivery. Dozaara will review the dispute and may, at its discretion, direct a full or partial refund to the buyer or release of payment to the seller.

3. Non-Refundable Situations

  • Buyer's remorse where the item matches the listing description.
  • Disputes raised after the confirmation window has elapsed.
  • Items explicitly marked "as-is" or "non-returnable" at the time of listing, where clearly disclosed.

4. Refund Timelines

Approved refunds are processed to the original payment method within [X]business days, subject to processing times of the buyer's bank or payment provider.

5. Cancellations

Orders may be cancelled by the buyer before the seller ships/hands over the item, subject to the seller's confirmation status at the time of cancellation.

6. Platform Fees

Any Dozaara service/platform fee is disclosed before payment and is [refundable/non-refundable] in case of a cancelled or disputed transaction.

7. How to Raise a Dispute

Disputes can be raised through the “Help” section in the app, or by contacting support@dozaara.com with your order ID and details of the issue.

8. Contact / Grievance Officer

[Grievance Officer Name]
Email: grievance@dozaara.com
Phone: [+91-XXXXXXXXXX]

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